Manatee County Habitat for Humanity, Inc Privacy Statement and Notice
TO BE PROVIDED BY AFFILIATE WHEN THE CONTINUING RELATIONSHIP BEGINS, ANNUALLY TO CURRENT HOMEOWNERS, AND TO APPLICANTS WHOSE CREDIT WAS DENIED IF PERSONAL INFORMATION IS SHARED WITH NON- AFFILIATED THIRD PARTIES AND DOES NOT FALL UNDER AN EXCEPTION
At Manatee County Habitat for Humanity, Inc, we are committed to keeping your information private. We recognize the importance applicants, program families, tenants, and homeowners place on the privacy and confidentiality of their information. While new technologies allow us to more efficiently serve our customers, we are committed to maintaining privacy standards that are synonymous with our established and trusted name.
When collecting, storing, and retrieving applicant, program family, and homeowner data – such as tax returns, pay stubs, credit reports, employment verifications and payment history – internal controls are maintained throughout the process to ensure security and confidentiality.
We collect nonpublic personal information about you from the following sources:
We may disclose the following kinds of nonpublic personal information about you:
Manatee County Habitat for Humanity, Inc employees and volunteers are subject to a written policy regarding confidentiality, and access to applicant data is restricted to staff and volunteers on an as-needed basis. Information is used for lawful business purposes and is never shared with third parties without your consent, except as permitted by law. As permitted by law, we may disclose nonpublic personal information about you to the following types of third parties:
| Facts | WHAT DOES Manatee County Habitat for Humanity, Inc
DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Manatee County Habitat chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Manatee Habitat
share? |
Can you limit this sharing? |
| For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes—
to offer our products and services to you |
No |
|
| For joint marketing with other financial companies | No | |
| For our affiliates’ everyday business purposes—
information about your transactions and experiences |
No |
|
| For our affiliates’ everyday business purposes—
information about your creditworthiness |
No | |
| For nonaffiliates to market to you | No |
| Who we are | |
| Who is providing this notice? | Manatee County Habitat for Humanity, Inc |
| What we do | |
| How does Manatee County Habitat
protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Manatee County Habitat
collect my personal information? |
We collect your personal information, for example, when you
|
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
| Other important information | |
| We share nonpublic personal information with credit rating agencies only. | |
