Home Buyer Program

A home is an investment that lasts for generations, but Habitat for Humanity homes are not free gifts or easily received. Every family who partners with Habitat is making a personal and financial investment in their future, and the future is bright.

Program Requirements

How do you qualify to own a home with Habitat for Humanity?

Manatee Habitat partners with low to moderate income families and individuals who need decent, affordable housing. There are three main areas of qualification, along with eligibility criteria for income, employment history, and credit history.

You must have a need for housing.
A family must be currently living in sub-standard housing. Habitat works each day to eliminate poverty housing in the local community.

You must have a steady income.
Habitat homes are not free gifts—they are sold with a low interest mortgage. That’s why each family must demonstrate a steady income.*

You must be willing to partner with us.
A family must have the willingness to partner with Habitat by investing Sweat Equity in their home and the homes of other partner families.

Questions?
Contact Sheryl Boddy at sboddy@manateehabitat.org

*Specific income guidelines will be discussed once a family has submitted an application. Habitat does not discourage anyone from applying for our homeownership program. However, please note that in addition to meeting Habitat’s monthly income and debt requirements, an applicant must not have filed bankruptcy or had property foreclosed on within the past two years.